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Apply for Federal or Private Consolidation

Both federal student loan consolidation and private student loan consolidation offer quick and easy online applications, and the benefit of a significantly lower monthly payment with simplified finances. Begin by consolidating your federal student loans, and then consolidate your private student loans.

Federal Student Loan Consolidation

  • No application fees
  • Fixed interest rate

Private Student Loan Consolidation

  • Interest rate discounts
  • Co-signer release
  • Interest only payments

Free Non-Student Loan Debt Consultation

Do you have more debt outside of student loans? Please request a free debt consultation today. Consolidate your debt into one lower payment, avoid bankruptcy, and be debt free in as little as 12-48 months. Get Started Now!

Consolidating with Student loan Consolidator

Get one-on-one personalized customer service. Our loan counselors will educate you on the benefits of student loan consolidation and help you determine if consolidating is the right choice. We will explain the consolidation process and the repayment options that are available to you.