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Student loan consolidation is a practical repayment management option that enables you to bundle all of the federal student loans or private student loans into one single loan. When your consolidate your loans, the new lender pays off the outstanding balances of all the loans you put in the consolidation. In essence, you refinance your college education debts.

Please choose from one of these links to learn more about student loan consolidation.

Student Loan Consolidation

• Student Loan Debt Consolidation
• Why Consolidate Student Loans

Federal Student Loan Consolidation

• Federal Student Loan Consolidation
• Federal Consolidation Interest Rate
• Student Loan Consolidation Calculator
• How Student Loan Consolidation Works
• Student Loan Consolidation Benefits
• Federal Student Loan Consolidation FAQ

Private Student Loan Consolidation

• Private Student Loan Consolidation
• Private Student Loan Consolidation Rates
• Value of Private Student Loan Consolidation
• Private Student Loan Consolidation FAQs
• Private Loan Consolidation Application

Student Loan Repayment

• Student Loan Consolidation Repayment Options
• Deferment, Forbearance, and Consolidation
• Default Avoidance
• Loan Forgiveness or Cancellation
• Loan Counseling Tools

Helpful Resources

• Consolidate Student Loans in Default
• Consolidation Loans School Directory
• Consolidation Related Resources
• Personal Finance First-Aid Kit
• Deferment and Forbearance Forms
• Locate Your Student Loans
• Student Loan Consolidation Borrower Benefits
• Responsible Borrowing