Am I eligible to refinance my student loans?

Student Loan Consolidation and Refinancing FAQs

Private Student Loan Refinancing FAQs

Private Student Loan Consolidation and Refinancing FAQs for 2018

Get the answers to your questions about private student loan refinancing. Learn more about the benefits, which loans are eligible and how long it takes.

Federal Student Loan Consolidation FAQs

Federal Student Loan Consolidation FAQs for 2018

How do I combine multiple federal loans into one loan? How long does it take to consolidate student loans? Get the answers to these questions and more.

Student Loan Refinancing FAQs

Student Loan Refinancing and Consolidation FAQs

Questions deserve answers! Answers to some of the most common questions when it comes to student loan refinancing and consolidation.

Lending Partners

Interest Rates
  • Fixed as low as 3.18% APR
  • Variable as low as 2.76% APR
  • Hybrid loan rates as low as 3.79% APR
  • Lowest APRs offered include an auto-pay discount
Max. Loan Limits Up to $500K
Min. Loan Amount $10,000 Degree Req. Required completion of one of the following degrees at a qualified school:
  • MBA
  • JD
  • MD
  • Engineering
Repayment Terms 5, 10, 15, 20 years
Interest Rates
  • Fixed as low as 3.37% APR
  • Variable as low as 2.35% APR
  • Lowest APRs offered include an auto-pay discount
Max. Loan Limits No Maximum
Min. Loan Amount $10,000 Degree Req. Required completion of degree Repayment Terms 5, 7, 10, 15, 20 years
Interest Rates
  • Fixed as low as 5.24% APR
  • Variable as low as 4.74% APR
  • Lowest APRs offered include an auto-pay discount
Max. Loan Limits
  • $150K - Undergraduate or Graduate degrees
  • Higher limits may apply for specific fields of study
Min. Loan Amount $5,000 Degree Req. Students from any school could be eligible for our consolidation loan. Repayment Terms 10 - 20 years
Interest Rates
  • Fixed as low as 4.24% APR
  • Variable as low as 2.58% APR
  • Lowest APRs offered include an auto-pay discount
Max. Loan Limits Up to $300K
Min. Loan Amount $7,500 Degree Req. Repayment Terms 5, 8, 10, 12, 15 or 20 years.
Interest Rates
  • Fixed from 3.15% - 8.12%
  • Variable from 2.56% - 7.94%
  • Lowest APRs offered include an auto-pay discount
Max. Loan Limits
  • $125K - Undergraduate
  • $250K - Graduate
Min. Loan Amount $7,500 Degree Req. Graduated from a LendKey eligible school Repayment Terms 5, 10, 15, and 20 years
Interest Rates
  • Fixed as low as 3.74% APR
  • Variable as low as 3.25% APR
  • Rates above include 0.25% auto-debit discount
Max. Loan Limits
  • $120K
  • Minimum qualifying credit score is 660 with an eligible cosigner
Min. Loan Amount $10,000 Degree required. Must have graduated from an eligible school. Repayment terms up to 15 years
Interest Rates
  • Fixed rate range: 3.25% – 7.25% APR1
  • Variable as low as 2.50% – 6.70% APR1
  • No application or prepayment fees
Max. Loan Limits
  • Consolidate and refinance up to $250,0003
Min. Loan Amount $5,0003 Degree required. Must have graduated from a public or private, not-for-profit, degree granting institution. Repayment terms 5 – 15 years2
Am I eligible to refinance my student loans?